Refinancing in 2026? Get a PE-Stamped Seismic Risk Assessment in 48 Hours.
Fannie Mae DUS, Freddie Mac, and CMBS-compliant SRA report — delivered before your lender asks. Built for borrowers and DUS lenders navigating the 2026 maturity wall.
No retainer. PE-stamped and lender-accepted.
Your lender requires this report.
Every structured finance lender — Fannie Mae DUS, Freddie Mac, and CMBS conduit lenders — requires a compliant Seismic Risk Assessment for properties in elevated seismic hazard regions. That covers virtually every asset in California, the Pacific Northwest, and parts of Nevada. Without it, underwriting cannot close.
Seismic Zone 3 and 4 properties trigger mandatory SRA requirements when PGA reaches or exceeds 0.15g at the 475-year return period. With loan extensions running out across the 2026 market, borrowers face a narrowing window. Every week of delay on third-party reports is a week closer to default or distressed sale.
Multiple factors determine the requirement — not just PGA.
The requirement depends on your lender type, seismic zone, building construction, and loan program. Our free screening tool on the homepage checks PGA thresholds, but CMBS, Freddie Mac, and some bridge lenders require reports for all Zone 3 & 4 properties regardless of PGA.
Check PGA Threshold
Use our homepage screening tool to check if your property's Peak Ground Acceleration triggers Fannie Mae DUS requirements (≥ 0.15g).
Check PGA on Main Site →Still Not Sure?
Send us your address and lender name. We'll confirm whether you need a report and which assessment level within one business hour — no obligation.
Request Free Confirmation →Common triggers beyond PGA: CMBS conduit lenders require reports for all Seismic Zone 3 & 4 properties. Freddie Mac requires reports for unreinforced masonry buildings regardless of zone. Properties with prior seismic reports older than 12 months need fresh assessments regardless of PGA.
How the process works.
From inquiry to PE-stamped report in two business days — here is exactly what happens.
Provide the property address, building type, approximate year of construction, and the lender program you are targeting. No structural drawings required.
A licensed structural engineer visits the property — typically same-day or next business day within our Zone 3 and 4 coverage area. The visit covers structural system evaluation, soil conditions, and all ASTM E2026-24 field requirements.
Your completed SRA report — signed, PE-stamped, and formatted for direct lender submission — is delivered by email. No revision cycles. No scope negotiations.
What your ASTM E2026-24 SRA includes.
Updated to the 2024 edition — the version lenders are now requiring. Not the outdated 2016a.
Scenario Expected Loss and Scenario Upper Loss reported at the 10% in 50-year (475-year return period) exceedance level.
Signed and sealed by a licensed structural engineer meeting ASTM's Senior Assessor qualifications — accepted by all agency lenders.
In-person evaluation of building type, critical connections, soil conditions, and seismic triggers. No desktop-only reports.
Fault proximity, liquefaction potential, landslide susceptibility, and site class determination per current USGS hazard data.
Lender-ready PDF delivered within 48 hours of site visit. Formatted for direct submission — no reformatting required by the borrower.
Faster than the national firms. Accepted by the same lenders.
The national environmental and engineering firms dominate this market — but they are priced for portfolios and paced for time-insensitive transactions. SeisQuake is built for the borrower whose closing is in three weeks, not three months.
SeisQuake maintains a roster of licensed structural engineers across California for same-day field dispatch. There is no scheduling queue.
| Partner ESI | EBI Consulting | CREtelligent | SeisQuake | |
|---|---|---|---|---|
| Turnaround | 7–15 business days | 5–10 business days | 5–10 business days | 48 hours |
| Fee Range | $1,800–$3,500+ | $1,500–$2,800 | Quote-based | Contact us |
| PE-Stamped | ✓ | ✓ | ✓ | ✓ |
| ASTM E2026-24 | ✓ | ✓ | ✓ | ✓ |
What our clients say.
We had a Fannie Mae DUS closing scheduled in 38 days and still needed the ASTM E2026 report. Their engineer was on site the next morning in Oakland, and we received the full PE-stamped report 48 hours later. Clean, lender-ready, and no pushback from underwriting. Best turnaround I've seen in this market.
Our Freddie Mac SBL deal was at risk of delay due to the seismic requirement. SeisQuake delivered exactly what the lender wanted — SEL/SUL numbers, proper 2024 standards, and a clear PE stamp. They made a stressful situation simple. Will absolutely use them again.
We were down to the wire on a CMBS refinance in Los Angeles. Most firms quoted 10–14 days. SeisQuake completed the site visit and delivered the full report in under 48 hours. The quality was excellent and the lender accepted it immediately. Truly a game-changer for 2026 maturities.
Extensions are running out. Most 2026 loan closings in Q3 and Q4 will require third-party reports in hand two to three weeks before the underwriting commitment. If you are within 60 days of a closing target, the window to order without rush risk is now.
Frequently asked questions.
Request your seismic report.
Complete the short form below. A licensed engineer will confirm your order, coverage, and timeline within one business hour. No payment required to begin.
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Fannie Mae DUS Accepted
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Freddie Mac Accepted
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CMBS Conduit Accepted
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No retainer required
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One business hour response